Antonios Nikolaou (Tony)

Treasury Transformation | Liquidity & Banking Infrastructure | Treasury Automation | Crypto & Fintech

Antonios Nikolaou (Tony)

Treasury Leader | Transformation, Liquidity & Automation

Open to select opportunities — startup / pre-IPO, New York or remote

Greek & Australian citizen — E-3 visa eligible for the US (no H-1B lottery). EU work rights.

Treasury leader building and transforming treasury functions across TradingView, Crypto.com, Kraken and Amdocs, spanning liquidity, banking infrastructure, governance and automation.

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Selected focus areas

Treasury TransformationLiquidity InfrastructureBanking RailsAutomationCrypto TreasuryStablecoin & Reserve Management

About

Senior treasury leader who builds and transforms treasury functions from a low or zero base. At TradingView, I am building Group Treasury from the ground up — establishing the operating model, governance, cash visibility, liquidity and investment framework, banking infrastructure, payment controls and automation. Previously at Crypto.com, I rebuilt global fiat treasury operations and laid the audit and regulatory groundwork for IPO readiness. At Kraken, I led Treasury across EMEA and helped build fiat and crypto rails across regulated entities while strengthening the banking and liquidity infrastructure behind them.

I am also a hands-on builder. I design and ship treasury tools, workflows and data pipelines myself, using automation to remove manual work, improve visibility and strengthen controls — as a treasury practitioner rather than an engineer.

Greek-Australian, based in Europe (Greece / Cyprus) and E-3 eligible for the US — open to select New York or remote opportunities.

Experience

Group Treasury Manager

Sep 2026 – Present

TradingView

  • ●Building the Group Treasury function from the ground up, establishing the operating model, governance framework, processes and controls across the group.
  • ●Establishing group-wide cash visibility and liquidity management across multiple entities, currencies and banking relationships.
  • ●Developing the Group’s liquidity and investment framework, including counterparty diversification and allocation of surplus cash across short-term instruments.
  • ●Strengthening banking infrastructure and account governance, including bank account lifecycle management, connectivity and banking partner relationships.
  • ●Designing payment governance, cash planning and approval processes across Treasury and Accounts Payable.
  • ●Building treasury workflows, reporting and automation to reduce manual processes and create scalable, data-driven operations.

Senior Director, Treasury

Jan 2026 – Jul 2026

Crypto.com

  • ●Rebuilt and modernized global fiat treasury operations, including operating model, governance, and banking infrastructure across multiple entities.
  • ●Designed the treasury investment framework and scoped global bank account rationalization.
  • ●Laid the audit and regulatory groundwork for IPO readiness, restructuring treasury processes and reporting toward public-company standards.
  • ●Built Banky, an internal treasury automation tool for structured bank statement ingestion, cutting monthly statement processing from 19 hours to 30 minutes.
  • ●Automated safeguarding rebalancing by integrating treasury spreadsheets with AWS Athena and Slack alerts, reducing daily rebalancing effort per entity from 40 minutes to 10.
  • ●Implemented automated daily FX rate ingestion, eliminating a 5-minute daily manual process entirely.
  • ●Built a global cash variance monitoring tool giving daily visibility across 45 entities and 790 accounts.

Senior Treasury Manager

Mar 2025 – Sep 2025

Kraken Digital Asset Exchange (Payward)

  • ●Led Treasury operations across EMEA, overseeing liquidity management, funding strategy, and capital planning across multiple regulated entities.
  • ●Drove rationalization of Kraken's global legal entity and banking structure, improving operational efficiency and treasury visibility.
  • ●Partnered with Product, Engineering, and Compliance teams to launch new fiat and crypto treasury rails supporting institutional flows.
  • ●Oversaw treasury support for corporate investments, tokenized equity initiatives, and M&A activities.
  • ●Coordinated strategic OTC and crypto-fiat liquidity flows for VIP clients and internal treasury activity.
  • ●Led integrations between Treasury systems and banking infrastructure (Kyriba, NetSuite, Circle), improving payment connectivity and reporting.

Treasury Manager

Aug 2021 – Feb 2025

Kraken Digital Asset Exchange (Payward)

  • ●Managed company-wide Free Cash Flow planning and analysis.
  • ●Built and interpreted models for cash flow, loans, interest, and internal funding needs.
  • ●Executed crypto and FX trades for internal hedging and OTC client settlements.
  • ●Oversaw day-to-day treasury operations including global cash pooling, legal entity cash concentration, and payment infrastructure.
  • ●Deployed liquidity management strategies to optimize ledger and bank account balances.

Senior Treasury Analyst

Oct 2019 – Jul 2021

Amdocs (Group)

  • ●Managed and monitored the company's Free Cash Flow planning and analysis (revenue of $4.2bn in FY20).
  • ●Analyzed FX & hedging movements explaining the impact of currency movement on the company's financial results.

Treasury Analyst

May 2017 – Sep 2019

Amdocs (EMEA)

  • ●Managed EMEA cash pooling and daily treasury operations — cash administration, payment approvals, credit lines, intercompany transfers, FX and money market deals.
  • ●Monitored and analyzed actual vs forecast and financials to provide causes of variances.
  • ●Delivered clear reports and dashboards using SAP BI (Business Intelligence - BPC) tools to support business decisions for Corporate Treasury and Sector Heads.

Treasury Analyst

Sep 2013 – Jan 2017

Euromedica S.A. (Greece)

  • ●Monitored daily cash balances and aligned inflows/outflows to ensure clinics' operational needs were met.

Treasury systems I’ve built

I’m a treasury practitioner who ships working tools. Everything below was built and used in production by treasury teams.

Early-stage and pre-IPO companies usually need one person who can set up treasury operations and build the tooling that runs them. Hiring an operator and an engineer separately is slower and costs more. Everything here was built while running the treasury function, not alongside it.

Built in Cursor, with Claude, ChatGPT and Grok as coding assistants.

16

production tools built

130

hours/month of manual work removed

8

systems connected

Banking & Cash

Banky — Statement Intelligence Bot

Reads unstructured bank statement PDFs, classifies and files them into a structured entity and bank hierarchy, and routes low-confidence extractions to an exception queue with a full audit trail.

28 hrs/month saved

Statement processing time

Built with: Python, AI / LLM, Google Drive, Slack, Cursor

Cashflow Intelligence Dashboard

Production analytics application covering cashflow actuals, categorization, forecasting and variance analysis, with AI-generated commentary explaining gaps between forecast and actual. Three views: executive overview, cashflow matrix and vendor-level detail.

Built with: Python, Streamlit, Pandas, Azure OpenAI, Docker, GitHub Actions, Cursor

Bank Fees Analytics Dashboard

Interactive dashboard analyzing banking cost and transaction volume by partner and region, supporting fee negotiation and anomaly detection. Self-contained HTML output that runs straight from the browser.

Built with: Python, Plotly, Pandas, Cursor

Also built

Bank Account Estate Report – Executive dashboard of the full bank account estate with regional maps, inactivity tiers and pending action tracking.

Python, Plotly, Pandas, Google Apps Script, Cursor

Account Inactivity Tracker – Flags stale and dormant accounts on 90 and 180-day tiers with a balance-change tolerance that filters routine fee movements, supporting closure review.

Google Apps Script, Google Sheets, Cursor

Global Cash Variance Monitoring – Monitors daily movements across the global account estate and surfaces variances between expected and actual balances for review.

Google Apps Script, Cursor

Safeguarding & Ledger

Treasury Safeguarding Automation

Runs the full daily safeguarding sequence end to end on a schedule — balance capture, ledger queries, transfer instruction generation, a programmatic three-stage approval chain, and automated archiving of the compliance trail.

50 hrs/month saved

Daily compliance workflow

Built with: Google Apps Script, AWS Athena, Kyriba, Google Drive, Slack, Cursor

Treasury Balances Automation

Captures daily closing balances across the global account estate with FX conversion applied, completing in seconds.

16 hrs/month saved

Daily balance capture

Built with: Google Apps Script, Google Sheets, Google Drive, Cursor

Treasury Data Integration Hub

Central integration layer keeping the bank master record in sync across the treasury toolset, so downstream tools read from one authoritative source.

10 hrs/month saved

Cross-system data sync

Built with: Google Apps Script, Google Sheets, Kyriba, Cursor

Bank Account Lifecycle Engine

Structured workflow for opening, amending and closing bank accounts — intake form, routed multi-stage approval, append-only audit log, and automated monthly distribution of the approved master record.

6 hrs/month saved

Account change workflow

Built with: Google Apps Script, Google Sheets, Google Drive, Gmail, Cursor

Buffer — Balance Target Engine

Sets minimum balance targets per account from ninety days of transaction history, using percentile-based models with a safety multiplier. Eight model variants so targets can be tuned to conditions.

4 hrs/month saved

Balance target modeling

Built with: Google Apps Script, AWS Athena, Cursor

Commercial & Analytics

Acquirer Settlement Data Pipeline

Consolidates card settlement and voided transaction data across payment providers and distributes it automatically to regional treasury workbooks on a weekday schedule, with a backup implementation for resilience.

8 hrs/month saved

Settlement data consolidation

Built with: Python, Google Apps Script, AWS Athena, Google Sheets, Cursor

FX Rate Ingestion Pipeline

Ingests daily FX rates on a schedule for treasury reporting and reconciliation.

4 hrs/month saved

Daily FX rate capture

Built with: Google Apps Script, AWS Athena, Cursor

Client Order Analytics

Aggregates and structures client order data into reportable form for commercial analysis.

4 hrs/month saved

Order data aggregation

Built with: Python, SQL, Pandas, Google Sheets, Cursor

Also built

Money Market Fund Yield Tracker – Tracks subscriptions, redemptions and net position in both fund units and currency, with date-boundary logic for accurate daily attribution.

Google Apps Script, AWS Athena, Cursor

Stablecoin Redemption Workflow – Status-tracked workflow for redemption requests across teams — pending through settled — with per-transaction revenue tracking, protected archive rows, and multi-channel notifications.

Google Apps Script, Google Sheets, Slack, Cursor

How I build

Every tool ships with an SOP

Documentation is written as part of building, not afterwards. Every sheet, script and dashboard has a written procedure covering what it does, how to run it, and what to do when it breaks.

Automate the preparation, never the approval

Anything that moves money keeps a human accountable for it. Approval chains stay enforced and segregation of duties holds — automation removes the typing, not the judgment.

Build the alerting alongside the tool

A process that runs silently for months is one nobody checks. If something fails it should fail loudly, to a named owner, on the day it happens.

Independent projects

Things I’ve built outside of work.

Cashlitiq

Co-founded a lightweight treasury management platform with two colleagues. Built around real-time cash visibility, banking infrastructure and analytics in one interface, drawing on years of hands-on enterprise TMS experience.

Visit cashlitiq.com

Skills

Treasury & Liquidity Management

Liquidity ManagementCash ForecastingGlobal Cash PositioningBanking InfrastructureTreasury OperationsFX & Stablecoin LiquidityStablecoin & Reserve ManagementSafeguarding & RebalancingSafeguarding & Client Money

Treasury Systems & Platforms

Kyriba TMSNetSuiteSAPFireblocksCrypto/Fiat Trading Platforms

Data, Automation & Analytics

CursorAWS AthenaSQLGoogle Apps Script AutomationTreasury AutomationData-driven Treasury OperationsWorkflow AutomationSlack IntegrationsData Reconciliation & Variance Analysis

Reporting & BI

Power BISAP BI (BPC)Google Looker StudioAdvanced Excel / Google SheetsInteractive HTML Dashboards & Data Visualization

Education

Monash University

Melbourne, Australia

MSc in Risk Management

Oct 2008 – Aug 2009

University of Sheffield

Thessaloniki, Greece

BA in Finance & Accounting

Oct 2005 – Aug 2008

Let’s talk

Always happy to connect with founders, finance leaders and teams building treasury at scale — particularly around early-stage or pre-IPO environments, New York opportunities, treasury transformation and automation.

tony.nikolaou@gmail.comLinkedIn
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