Antonios Nikolaou (Tony)

Treasury Transformation | Liquidity & Banking Infrastructure | Treasury Automation | Crypto & Fintech

Antonios Nikolaou (Tony)

Senior Director | Treasury Operations & Automation

Open to new roles — startup / pre-IPO, New York or remote

Greek & Australian citizen — E-3 visa eligible for the US (no H-1B lottery). EU work rights.

Senior treasury leader with experience across Crypto.com, Kraken, and Amdocs, combining treasury, banking infrastructure, liquidity, and automation.

Selected focus areas

Treasury TransformationLiquidity InfrastructureBanking RailsAutomationCrypto TreasuryStablecoin & Reserve Management

About

Senior treasury leader who builds the function from a low or zero base. At Crypto.com the mandate was to rebuild fiat treasury operations from scratch — operating model, processes and governance — and to lay the audit and regulatory groundwork required before an IPO. At Kraken the work included standing up new fiat and crypto rails across regulated entities, and rationalising the global banking structure behind them. The automation is my own work: scripts, data pipelines and internal tools built as a treasury practitioner, not an engineer.

Greek-Australian, based in Europe (Greece / Cyprus) and E-3 eligible for the US — open to New York or remote.

Experience

Senior Director, Treasury

Jan 2026 – Jul 2026

Crypto.com

  • Mandated to rebuild and professionalise fiat treasury operations, including operating model, processes, and governance.
  • Designed the investment framework and scoped global bank account rationalisation to improve efficiency, visibility, and risk discipline.
  • Laid the audit and regulatory groundwork for IPO-readiness, structuring treasury processes and documentation against public-company standards.
  • Built internal treasury automation tools (e.g. Banky) to streamline ingestion and structuring of global bank statements.
  • Automated safeguarding rebalancing workflows by connecting treasury spreadsheets with AWS Athena data and Slack alerts.
  • Implemented automated FX rate ingestion and developed a global cash variance monitoring tool providing daily visibility into group-wide balances.

Senior Treasury Manager

Mar 2025 – Sep 2025

Kraken Digital Asset Exchange

  • Led Treasury operations across EMEA, overseeing liquidity management, funding strategy, and capital planning across multiple regulated entities.
  • Drove rationalisation of Kraken's global legal entity and banking structure, improving operational efficiency and treasury visibility.
  • Partnered with Product, Engineering, and Compliance teams to launch new fiat and crypto treasury rails supporting institutional flows.
  • Oversaw treasury support for corporate investments, tokenised equity initiatives, and M&A activities.
  • Coordinated strategic OTC and crypto-fiat liquidity flows for VIP clients and internal treasury activity.
  • Led integrations between Treasury systems and banking infrastructure (Kyriba, NetSuite, Circle), improving payment connectivity and reporting.

Treasury Manager

Aug 2021 – Feb 2025

Kraken Digital Asset Exchange

  • Managed company-wide Free Cash Flow planning and analysis.
  • Built and interpreted models for cash flow, loans, interest, and internal funding needs.
  • Executed crypto and FX trades for internal hedging and OTC client settlements.
  • Oversaw day-to-day treasury operations including global cash pooling, legal entity cash concentration, and payment infrastructure.
  • Deployed liquidity management strategies to optimize ledger and bank account balances.

Senior Treasury Analyst

Oct 2019 – Jul 2021

Amdocs

  • Managed and monitored the company's Free Cash Flow planning and analysis (revenue of $4.2bn in FY20).
  • Analysed FX & hedging movements explaining the impact of currency movement on the company's financial results.
  • Strived for continuous improvement in Treasury operations, system automation, and metrics. Worked to ensure optimal use of current treasury systems and recommended new emerging technologies that can increase efficiency, reduce costs and enhance controls.

Treasury Analyst

May 2017 – Sep 2019

Amdocs

  • Cash pool management and Treasury operations, including daily cash administration, review of incoming funds, approval of payments, bank credit line activities, investment transfers and intercompany transactions – prepare consolidated cash position – concentrate funds, Foreign exchange & Money market deals.
  • Monitored and analysed actual vs forecast and financials to provide causes of variances.
  • Provision of high-quality clear reports/dashboards using SAP BI (Business Intelligence - BPC) tools to support business decisions for Corporate Treasury and Sector Heads.

Treasury Analyst

Sep 2013 – Jan 2017

Euromedica

  • Managed supplier and creditor payments based on company liquidity, maintaining direct communication to adjust schedules as needed.
  • Monitored daily cash balances and aligned inflows/outflows to ensure clinics' operational needs were met.

Treasury systems I’ve built

I’m a treasury practitioner who ships working tools. Everything below was built and used in production by treasury teams.

Early-stage and pre-IPO companies usually need one person who can set up treasury operations and build the tooling that runs them. Hiring an operator and an engineer separately is slower and costs more. Everything here was built while running the treasury function, not alongside it.

Banky

Internal treasury automation tool for structured bank statement ingestion and organisation.

19 hrs → 30 min

Monthly statement processing time

Built with: Cursor, Claude Code, Slack, Google Drive

Safeguarding Rebalancing Automation

Workflow connecting spreadsheets, Athena data, and Slack alerts for automated rebalancing.

40 min → 10 min

Daily rebalancing effort per entity

Built with: Google Apps Script, Python, AWS Athena, Kyriba, Slack

FX Rate Automation

Centralised daily FX rate ingestion for treasury reporting and reconciliations.

5 min → 0 min

Daily FX rate updates, now scheduled

Built with: Google Apps Script, AWS Athena

Global Cash Variance Monitoring

Daily visibility across group-wide balances and operational movements.

Built with: Google Apps Script

Cash Flow Intelligence & Analytics Engine

Built an interactive treasury analytics application to monitor cash flow actuals, identify trends, and generate insights across categories, vendors, and time periods.

Built with: Streamlit, Structured treasury datasets

Cashlitiq

Prototype treasury cockpit for visibility, banking infrastructure, and automation.

TrustMeBroFinance – Retail Market Signal & Strategy Simulator

Experimental platform to simulate retail-driven trading strategies and explore how signals and simple rules affect outcomes.

Skills

Treasury & Liquidity Management

Liquidity ManagementCash ForecastingGlobal Cash PositioningBanking InfrastructureTreasury OperationsFX & Stablecoin LiquidityStablecoin & Reserve ManagementSafeguarding & RebalancingSafeguarding & Client Money

Treasury Systems & Platforms

Kyriba TMSNetSuiteSAPFireblocksCrypto/Fiat Trading Platforms

Data, Automation & Analytics

CursorAWS AthenaSQLGoogle Apps Script AutomationTreasury AutomationData-driven Treasury OperationsWorkflow AutomationSlack IntegrationsData Reconciliation & Variance Analysis

Reporting & BI

Power BISAP BI (BPC)Google Looker StudioAdvanced Excel / Google SheetsInteractive HTML Dashboards & Data Visualisation

Education

Monash University

Melbourne, Australia

MSc in Risk Management

Oct 2008 – Aug 2009

University of Sheffield

Thessaloniki, Greece

BA in Finance & Accounting

Oct 2005 – Aug 2008

Let’s talk

I'm looking for a treasury leadership role at an early-stage or pre-IPO company — New York or remote. Happy to talk through what building the function from zero actually involves.