Antonios Nikolaou (Tony)

Treasury Transformation | Liquidity & Banking Infrastructure | Treasury Automation | Crypto & Fintech

Antonios Nikolaou (Tony)

Senior Director | Treasury Operations & Automation

Senior treasury leader with experience across Crypto.com, Kraken, and Amdocs, combining treasury, banking infrastructure, liquidity, and automation.

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Selected focus areas

Treasury TransformationLiquidity InfrastructureBanking RailsAutomationCrypto Treasury

About

Senior treasury leader focused on treasury transformation, liquidity management, banking infrastructure, and automation. Experience spans crypto exchanges (Crypto.com, Kraken) and global technology companies (Amdocs), with a track record of building and scaling treasury operations, rationalising global banking structures, and implementing treasury automation tools.

Greek-Australian treasury professional based in Europe (Greece / Cyprus), open to remote and international opportunities.

Experience

Senior Director, Treasury

Jan 2026 – Present

Crypto.com

  • ●Mandated to rebuild and professionalise fiat treasury operations, including operating model, processes, and governance.
  • ●Leading bank account rationalisation and investment framework design to improve efficiency, visibility, and risk discipline.
  • ●Preparing the treasury function to be IPO-ready, aligned with audit, regulatory, and public-company standards.
  • ●Built internal treasury automation tools (e.g. Banky) to streamline ingestion and structuring of global bank statements.
  • ●Automated safeguarding rebalancing workflows by connecting treasury spreadsheets with AWS Athena data and Slack alerts.
  • ●Implemented automated FX rate ingestion and developed a global cash variance monitoring tool providing daily visibility into group-wide balances.

Senior Treasury Manager

Mar 2025 – Sep 2025

Kraken Digital Asset Exchange

  • ●Led Treasury operations across EMEA, overseeing liquidity management, funding strategy, and capital planning across multiple regulated entities.
  • ●Drove rationalisation of Kraken's global legal entity and banking structure, improving operational efficiency and treasury visibility.
  • ●Partnered with Product, Engineering, and Compliance teams to launch new fiat and crypto treasury rails supporting institutional flows.
  • ●Oversaw treasury support for corporate investments, tokenised equity initiatives, and M&A activities.
  • ●Coordinated strategic OTC and crypto-fiat liquidity flows for VIP clients and internal treasury activity.
  • ●Led integrations between Treasury systems and banking infrastructure (Kyriba, NetSuite, Circle), improving payment connectivity and reporting.

Treasury Manager

Aug 2021 – Feb 2025

Kraken Digital Asset Exchange

  • ●Managed company-wide Free Cash Flow planning and analysis.
  • ●Built and interpreted models for cash flow, loans, interest, and internal funding needs.
  • ●Executed crypto and FX trades for internal hedging and OTC client settlements.
  • ●Oversaw day-to-day treasury operations including global cash pooling, legal entity cash concentration, and payment infrastructure.
  • ●Deployed liquidity management strategies to optimize ledger and bank account balances.

Senior Treasury Analyst

Oct 2019 – Jul 2021

Amdocs

  • ●Managed and monitored the company's Free Cash Flow planning and analysis (revenue of $4.2bn in FY20).
  • ●Analysed FX & hedging movements explaining the impact of currency movement on the company's financial results.
  • ●Strived for continuous improvement in Treasury operations, system automation, and metrics. Worked to ensure optimal use of current treasury systems and recommended new emerging technologies that can increase efficiency, reduce costs and enhance controls.

Treasury Analyst

May 2017 – Sep 2019

Amdocs

  • ●Cash pool management and Treasury operations, including daily cash administration, review of incoming funds, approval of payments, bank credit line activities, investment transfers and intercompany transactions – prepare consolidated cash position – concentrate funds, Foreign exchange & Money market deals.
  • ●Monitored and analysed actual vs forecast and financials to provide causes of variances.
  • ●Provision of high-quality clear reports/dashboards using SAP BI (Business Intelligence - BPC) tools to support business decisions for Corporate Treasury and Sector Heads.

Treasury Analyst

Sep 2013 – Jan 2017

Euromedica

  • ●Managed supplier and creditor payments based on company liquidity, maintaining direct communication to adjust schedules as needed.
  • ●Monitored daily cash balances and aligned inflows/outflows to ensure clinics' operational needs were met.

Key initiatives & projects

Featured treasury automation and infrastructure work from recent roles.

Banky

Internal treasury automation tool for structured bank statement ingestion and organisation.

Safeguarding Rebalancing Automation

Workflow connecting spreadsheets, Athena data, and Slack alerts for automated rebalancing.

FX Rate Automation

Centralised daily FX rate ingestion for treasury reporting and reconciliations.

Global Cash Variance Monitoring

Daily visibility across group-wide balances and operational movements.

Cashlitiq

Prototype treasury cockpit for visibility, banking infrastructure, and automation.

Cash Flow Intelligence & Analytics Engine

Built an interactive treasury analytics application to monitor cash flow actuals, identify trends, and generate insights across categories, vendors, and time periods.

TrustMeBroFinance – Retail Market Signal & Strategy Simulator

Experimental platform to simulate retail-driven trading strategies and explore how signals and simple rules affect outcomes.

Skills

Treasury & Liquidity Management

Liquidity ManagementCash ForecastingGlobal Cash PositioningBanking InfrastructureTreasury OperationsFX & Stablecoin LiquiditySafeguarding & Rebalancing

Treasury Systems & Platforms

Kyriba TMSNetSuiteSAPFireblocksCrypto/Fiat Trading Platforms

Data, Automation & Analytics

CursorAWS AthenaSQLGoogle Apps Script AutomationTreasury AutomationData-driven Treasury OperationsWorkflow AutomationSlack IntegrationsData Reconciliation & Variance Analysis

Reporting & BI

Power BISAP BI (BPC)Google Looker StudioAdvanced Excel / Google SheetsInteractive HTML Dashboards & Data Visualisation

Education

Monash University

Melbourne, Australia

MSc in Risk Management

Oct 2008 – Aug 2009

University of Sheffield

Thessaloniki, Greece

BA in Finance & Accounting

Oct 2005 – Aug 2008

Contact

Open to treasury, fintech, infrastructure, and transformation conversations.

tony.nikolaou@gmail.comLinkedIn
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